Debt Management Masterclass

Debt Management Masterclass

GHS 300
(94 reviews)

The Debt Management Masterclass provides you with powerful strategies to take control of your debt, reduce financial stress, and rebuild your credit. This comprehensive course teaches practical methods to tackle even the most challenging debt situations.

What You'll Learn:

  • Understanding different types of debt and their impact
  • Creating an effective debt reduction plan
  • Negotiating with creditors and lenders
  • Avoiding common debt traps and predatory lending
  • Building and repairing credit scores
  • Developing a debt-free mindset

Course Includes:

  • 10 video lessons (total 4.5 hours)
  • Debt reduction calculator tools
  • Creditor negotiation templates
  • Personal debt reduction planner
  • Certificate of completion

Suitable for: Anyone with debt concerns, from minor to serious

Duration: Self-paced (approximately 6 weeks)

Access: Lifetime access to all materials

Breaking Free From Debt

Debt can be one of the most significant barriers to financial freedom. This comprehensive masterclass addresses the psychological, practical, and strategic aspects of managing and eliminating debt. We've designed the course specifically for the Ghanaian context, addressing common debt situations like personal loans, mobile money loans, credit card debt, and informal lending arrangements.

Our approach is both compassionate and practical, recognizing that debt problems often stem from various life circumstances rather than just poor financial decisions. You'll learn not only how to address your current debt but also how to create a financial foundation that prevents future debt problems.

Who Should Take This Course

  • Anyone struggling with mounting debt
  • Those who make regular loan payments but see little progress
  • People who want to improve their credit scores
  • Individuals caught in cycles of borrowing
  • Those who want to achieve debt freedom

What Makes This Course Different

Unlike generic debt advice, our course provides culturally relevant strategies that work in the Ghanaian financial ecosystem. We address local lending practices, understand the social dynamics of debt in our communities, and provide solutions that respect local financial realities while delivering real results.

The course includes both traditional approaches to debt management and innovative digital solutions, ensuring that everyone can find methods that work for their specific situation.

Course Outline

Module 1: Debt Foundations

  • Lesson 1: Understanding Your Debt Reality
  • Lesson 2: The Psychology of Debt
  • Exercise: Complete Debt Inventory and Analysis

Module 2: Strategic Debt Reduction

  • Lesson 3: Debt Reduction Strategies (Avalanche vs. Snowball)
  • Lesson 4: Creating Your Personal Debt Elimination Plan
  • Exercise: Debt Reduction Calculator Implementation

Module 3: Creditor Relations

  • Lesson 5: Effective Creditor Negotiation Techniques
  • Lesson 6: Understanding Debt Restructuring Options
  • Exercise: Negotiation Role Play and Letter Templates

Module 4: Credit Building

  • Lesson 7: Understanding Credit Scores in Ghana
  • Lesson 8: Building Positive Credit History
  • Exercise: Credit Improvement Action Plan

Module 5: Debt-Free Future

  • Lesson 9: Preventing Future Debt Problems
  • Lesson 10: From Debt Freedom to Wealth Building
  • Exercise: 12-Month Debt-Free Living Plan

Student Reviews

Samuel A.

I was drowning in debt and felt hopeless before taking this course. The step-by-step approach helped me negotiate with my creditors and create a plan I could actually follow. After 8 months, I've paid off 40% of my debt!

Priscilla O.

The negotiation techniques alone saved me thousands of cedis! I was able to reduce interest rates on two loans and create a manageable payment plan. This course is worth every pesewa.

Kwesi B.

What I appreciated most was the psychology portion - understanding why I kept falling into debt cycles. The practical tools are excellent, but the mindset change was priceless. Highly recommended.

Did You Know?

Studies show that people with a structured debt repayment plan are 72% more likely to become debt-free than those without a clear strategy.

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